Ghent University Work Placement Students: Types of Insurance? 

Ghent University has taken out the following insurances (in Dutch) for trainees: 

• industrial/workplace accidents, in order to ensure that students are also insured for occupational accidents at the location of the work placement, and when travelling to and from the work placement location;

•  

  civil liability;

•  

  travel assistance (for work placements abroad).

Points to consider for international work placements:

• students are responsible for taking out a health insurance policy themselves;

 

• please note that students are required to consult their host institution on the necessity of taking out any additional insurance as laid down by local law, or by the host institution’s own regulations. In this case, students are required to take care of this themselves. 

• students can decide for themselves whether or not to take out any other additional insurance policies. Please take a look at the following tips with regard to insurance policies during a stay abroad.  

Liability During a Work Placement?

What to do in case a trainee causes damage to the work placement provider/host institution or to a third party (e.g. a client of the work placement provider)? 

According to Belgian law: 

• in case the trainee has made an untypical but minor mistake: the work placement provider is liable.

 

This liability is covered by the conditions and limits of Ghent University’s insurance policy on general civil liability.

• in case the trainee commits fraud, makes a serious mistake or a typical minor mistake: the trainee is personally liable.

 

Personal liability is not covered by Ghent University. 

Want to Know More?

• consult the detailed information on insurances and liability (in Dutch).
• contact Ghent University’s legal office via verzekeringen@UGent.be